Fast, Local Private Hard Money Lending

Loan Mountain Capital Provides Fast, Reliable Funding For Your Next Project

Rated #1 Direct Lender for Fix-and-Flip and New Construction

CALL OR TEXT US TODAY – (704) 315-5084

Providing hard money loans for the top real estate investors and builders.

Locally Lending in Your Market

We are Your Local Lending Partner

The Loan Mountain Capital team has helped hundreds of builders and investors expand their real estate businesses.

Estimated ARV

$425,000

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See What Loan Mountain Can Lend Instantly

Enter a property address and a few details to see an estimated ARV and potential terms from Loan Mountain before going through full underwriting.

Fast, Reliable Private Funding For Your Real Estate Project

As real estate investors ourselves, we know that a lender can make or break a deal. If funds aren’t ready at closing, a deal can fall through. If a draw payment isn’t made on time, subcontractors will get frustrated and walk off of the job. We created Loan Mountain Capital to solve these issues. Our entire business is built on providing fast, reliable funding and superior customer service. Give us a call today and tell us how Loan Mountain Capital can help on your next real estate project!

Borrower Experiences

“Cash flow is tough when you have multiple projects. Loan Mountain is the only lender that will pay some of our contractors directly, allowing us to keep more cash in our account. Huge benefit for us!”

Jeff B.Charlotte, NC

“I wanted to take a moment to express my heartfelt appreciation for the exceptional service I received during my first loan experience with Loan Mountain. After dealing with challenging processes and high fees at another bank, I switched to your team, and it turned out to be the best decision of my business career. Since October 2023, working with you has been a breeze. We're nearing the close on the fully renovated home next week, and I'm thrilled about how smooth everything has been. The straightforward draw process and clear fee structure have been especially refreshing. Thank you all for making this the most seamless loan process I've ever experienced. I’m looking forward to a long-term relationship with Loan Mountain as my go-to provider for all my fix and flip projects.”

Rasheeda W.Atlanta, GA

“I switched over to Loan Mountain with no regrets. I’ve worked with other lenders and faced delays with draw processing time, but Loan Mountain uses a reliable app that makes the process speedy.”

Ty B.Charlotte, NC

Working with Loan Mountain Capital was a smooth process and communication was transparent. Would love to work with them for future investments. 10/10

I've worked with Loan Mountain on several projects, and they have always been excellent. During my most recent renovation, I experienced several major project issues and personal tragedies. They went above and beyond to work with me as the project ran extremely behind schedule. I have been doing this for a long time, but I've never experienced a company that truly has your back like this one. They want you to succeed!

Loan Mountain Capital did an excellent job from my first call to the final paperwork. They were fast and responsive, answered my questions, and kept me updated at every step. The process was easy and there were no surprises. If you need a lender that moves with speed and clarity, this is the team to use.

Easiest lender I’ve worked with!!! Everything with them was very fast and easy. Looking forward to expanding our relationship.

Loan Mountain Capital is literally the best lender I have ever worked with in my 28 years as a full-time real estate investor and Realtor. They are more helpful, proactive, and responsive than any company I have ever done business within any industry. I would HIGHLY recommend!!

Working with Loan Mountain for the first time in my 10 years of real estate flipping has been amazing. From initial contact to draw process everyone I’ve worked with has been great. Seamless process, prompt attention, and investor friendly. I wish I had found these guys years ago. Will definitely be a repeat customer.

I just completed my first investment payoff with Loan Mountain. From the onset of our business relationship, they under promised and over delivered on every metric important to an investor. From funding the transaction, to approving draws it has been a win-win situation.

I would recommend Loan Mountain above all others. They are here to stay.

Working with Loan Mountain Capital was an absolute gamechanger! I was able to get my deal funded in just 10 days, and the entire process was straightforward and efficient. From start to finish, they made everything so easy, and I couldn’t be happier with the results. I’m excited to keep this partnership going and look forward to doing more deals together. Highly recommend Loan Mountain Capital for anyone looking for fast, reliable funding!

Loan Mountain and their entire team have been absolutely amazing as we navigate this process. Everyone is incredibly responsive, quick to resolve any issues and answer all questions. As someone who has worked with various lenders, I will definitely be working with Loan Mountain again on my other projects.

Questions?
Call or Text: (704) 315-5084

Private Loan Products

Loan Mountain Capital Process

1. Send us your project details

Our team of experts will send you a term sheet within 1 business day, guaranteed. No matter your level of experience we are here to help you through your transaction.

2. Close on the property and start Work

We work closely with you and your title company to ensure fast funding.

3. Work with us during your project

We don't sell off loans or hire third party servicers. You'll always be working with your local Loan Mountain team.

4. Sell or refinance your completed project.

Great job on finishing your project. Reach out to us about funding your next one!

A Private Lender Built By Builders, For Builders.

Loan Mountain Capital was created by a team of home builders and real estate professionals to provide fast, reliable funding to real estate investors and builders. We know the challenges of building in today’s environment, and as a lender, we want to do our part to help.

Why Choose Loan Mountain Capital?

Fast, Reliable Funding

Our fast fundings and draws empower our borrowers to win more deals and finish projects faster.

Locally Operated

Locally owned and operated. Our team has local knowledge and construction experience.

Relationship Lender

We never sell off our loans to third parties or outsource loan servicing. This means we work with you from initial funding through your final payoff.

Frequently Asked Questions (FAQs)

1. What does Loan Mountain Capital do?

Loan Mountain Capital is a private hard money lender focused on senior-secured bridge loans for experienced real estate flippers and builders.

2. Is Loan Mountain Capital the same as Lone Mountain Capital?

Yes. Loan Mountain Capital is the official name of our company and operates under the website loanmountaincapital.com. “Lone Mountain Capital” is not associated with our company in any way. We are not affiliated with any other business that may have a similar name.

3. Why do some people search for Lone Mountain Capital?

Some users may mistakenly search for “Lone Mountain Capital” instead of “Loan Mountain Capital.” To help clarify, Loan Mountain Capital is the correct and official company name.

4. What types of loan products does Loan Mountain Capital offer?

Loan Mountain Capital provides short-term, first-lien loans secured by residential real estate. These include fix-and-flip financing and bridge loans designed for experienced borrowers.

5. Who does Loan Mountain Capital work with?

Loan Mountain Capital works with experienced real estate investors, flippers, and builders seeking fast, asset-based lending solutions.

6. How can I contact Loan Mountain Capital?

You can contact Loan Mountain Capital through the official website at loanmountaincapital.com using the contact form or the listed contact details.

7. Is Loan Mountain Capital affiliated with any similarly named companies?

No. Loan Mountain Capital operates independently and is not affiliated with any firm using a similar name.

Fast, Local Private Hard Money Lending

Rated #1 Direct Lender for Fix-and-Flip and New Construction

CALL OR TEXT US TODAY – (704) 315-5084

Providing hard money loans for the top real estate investors and builders.

Locally Lending in Your Market

We are Your Local Lending Partner

$550M+

100%

1000+

30

24

5/5

$425,000

New Tool

See What Loan Mountain Can Lend Instantly

Fast, Reliable Private Funding For Your Real Estate Project

Borrower Experiences

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Brianna W

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Questions?Call or Text: (704) 315-5084