Flexible, long-term private loans to help you grow your portfolio.

Rental Private Hard Money Loans

Designed for investors who are purchasing or refinancing a property to hold as a rental.

Approval and Terms in 24 Hours

Single Family Residential and Multifamily (2-6 Units)

No Junk Fees

Competitive terms

up to 30-Year Terms

Private Loans from $50K-$1.5M

No Appraisal Needed

Working with Loan Mountain Capital was a smooth process and communication was transparent. Would love to work with them for future investments. 10/10

I've worked with Loan Mountain on several projects, and they have always been excellent. During my most recent renovation, I experienced several major project issues and personal tragedies. They went above and beyond to work with me as the project ran extremely behind schedule. I have been doing this for a long time, but I've never experienced a company that truly has your back like this one. They want you to succeed!

Loan Mountain Capital did an excellent job from my first call to the final paperwork. They were fast and responsive, answered my questions, and kept me updated at every step. The process was easy and there were no surprises. If you need a lender that moves with speed and clarity, this is the team to use.

Easiest lender I’ve worked with!!! Everything with them was very fast and easy. Looking forward to expanding our relationship.

Loan Mountain Capital is literally the best lender I have ever worked with in my 28 years as a full-time real estate investor and Realtor. They are more helpful, proactive, and responsive than any company I have ever done business within any industry. I would HIGHLY recommend!!

Working with Loan Mountain for the first time in my 10 years of real estate flipping has been amazing. From initial contact to draw process everyone I’ve worked with has been great. Seamless process, prompt attention, and investor friendly. I wish I had found these guys years ago. Will definitely be a repeat customer.

I just completed my first investment payoff with Loan Mountain. From the onset of our business relationship, they under promised and over delivered on every metric important to an investor. From funding the transaction, to approving draws it has been a win-win situation.

I would recommend Loan Mountain above all others. They are here to stay.

Working with Loan Mountain Capital was an absolute gamechanger! I was able to get my deal funded in just 10 days, and the entire process was straightforward and efficient. From start to finish, they made everything so easy, and I couldn’t be happier with the results. I’m excited to keep this partnership going and look forward to doing more deals together. Highly recommend Loan Mountain Capital for anyone looking for fast, reliable funding!

Loan Mountain and their entire team have been absolutely amazing as we navigate this process. Everyone is incredibly responsive, quick to resolve any issues and answer all questions. As someone who has worked with various lenders, I will definitely be working with Loan Mountain again on my other projects.

Loan Mountain Difference

Fast, Reliable Funding

Our fast fundings and draws empower our borrowers to win more deals and finish projects faster.

Locally operated

Locally owned and operated. Our team has local knowledge and construction experience.

Relationship Lender

We never sell off our loans to third parties or outsource loan servicing. This means we work with you from initial funding through your final payoff.

Path to Approval

From Rookies to Pros

Regardless of your experience, we'll tailor a solution that works best for you.

Down Payment

Depending on investor experience and the property, down payment requirements will vary.

Project Information

Submit your project's purchase price, rehab costs and estimated value of the property after repairs to receive a customized term sheet within 24hours.

Credit Score

We don't have a required credit score, but having good credit has its benefits.